Builtin's Risk Management & Insurance Talk

Understanding the Difference Between Employers Liability and Employment Disputes Liability Insurance

by Ben Rickard | Feb 16, 2026 | Insurance, Liability

Two important but often confused types of insurance that help manage employee risks are Employers Liability and Employment Disputes Liability insurance. While both relate to your obligations as an employer, they protect you from very different threats.

Building under the new 70sqm “granny flat” exemption rules? Consider the liability and insurance implications

by Ben Rickard | Feb 9, 2026 | Insurance, Liability

An exemption to the Building Act means single-storey, stand-alone dwellings less than 70sqm can be built without requiring a building consent. There are conditions to meet, so it’s critical builders understand that failure comply with these conditions could leave you …

The biggest risk builders face is also the easiest one to fix – not using written contracts

by Ben Rickard | Feb 1, 2026 | Risk Management

In construction, one of the costliest risks builders face stems from failing to put written contracts in place. If a dispute arises, having no contract could cost you hundreds of thousands of dollars.

Cyber Crime and Construction – The Risk Most Builders Don’t See Coming

by Ben Rickard | Jan 29, 2026 | Insurance, Risk Management

When most construction business owners think about risk, they think about contract disputes, weather events, defective workmanship, staff injuries, or material price escalation. What they often don’t think about is cyber crime. In August 2021, the email account of a...

Dealing with Allegations of Defective Workmanship: The Gap That Catches Builders Out

by Ben Rickard | Jan 20, 2026 | Insurance, Liability, Risk Management

One of the most common (and complicated) issues we see from builders isn’t good old fashioned accidental damage. It’s far more costly over time, in reputation, time and money: defective workmanship allegations and the inevitable question of who pays to put it right.

Builtin’s 10 tips to avoid an unpleasant surprise these holidays

by Ben Rickard | Dec 16, 2025 | Insurance, Risk Management

It's easy to forget things when you're thinking about Christmas and the holidays, as well as rushing to finish off projects for demanding customers. Here are ten things you should remember: 1. Secure your sites before you go (and take your tools with you) They're...

Young couple looking at an apartment block

What are the challenges with the Government’s announcement of mandatory home warranties and professional indemnity insurance for construction?

by Ben Rickard | Nov 24, 2025 | Guarantees

On Monday, Chris Penk, Minister of Building and Construction, announced that the Government would be making 10 year guarantees compulsory.

Builtin’s Risk Management & Insurance Talk at ITM’s LBP Training Days

Understanding the Difference Between Employers Liability and Employment Disputes Liability Insurance

Building under the new 70sqm “granny flat” exemption rules? Consider the liability and insurance implications

The biggest risk builders face is also the easiest one to fix – not using written contracts

Cyber Crime and Construction – The Risk Most Builders Don’t See Coming

Dealing with Allegations of Defective Workmanship: The Gap That Catches Builders Out

Builtin’s 10 tips to avoid an unpleasant surprise these holidays

What are the challenges with the Government’s announcement of mandatory home warranties and professional indemnity insurance for construction?

Are your sites secure from unexpected high winds? Plus, the dangers of scaffolding collapses.

Are your trailers insured?

Statutory liability insurance will no longer cover RMA fines

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